Home Insurance and Roof Issues: What You Need to Know

At Triple Peaks Roofing & Construction, we understand the complexities of home insurance and
how it relates to your roofing needs. With over 33 years of industry experience, we’re well-versed
in helping homeowners navigate these challenges effectively. Here’s what you need to know
about how your home insurance impacts your roof and what to consider when facing potential
roofing problems.

Understanding Your Roof’s Insurance

Insurance companies are increasingly scrutinizing the age and condition of roofs when
determining coverage. If your roof is nearing 15 to 20 years old, you may find that it’s no longer
insurable for damage caused by winds, hail, or storms. Our experienced team ensures that your
roof meets the highest standards, using Class 3 shingles known for their superior durability
against weather hazards.

Common Questions Answered

  • Is my roof covered for storm damage?: If your roof is repairable and relatively new, insurance might cover minor wind damage. However, if your roof had previous repairs using different colored shingles, coverage may be denied.
  • What about warranties?: Many people mistakenly believe their roof’s 30-year limited warranty means it will last that long. In reality, roofs in Ohio typically don’t surpass 25 years due to local weather conditions. We offer detailed explanations about warranties in another video available on our website.

Tips for Homeowners:

  • Get Your Roof Certified: Provide your insurance company with certification of your roof’s
    condition to potentially reduce premiums.
  • Use Quality Shingles: Opt for Class 3 shingles to ensure better protection and longevity.
  • Regular Inspections: Periodic checks can help identify issues before they become insurable
    problems.

Experience You Can Trust

Triple Peaks Roofing & Construction has been serving the community for over 17 years,
leveraging extensive expertise to deliver exceptional roofing solutions. Our dedication to quality
and customer satisfaction means you can trust us to provide honest, reliable guidance.
For more insights and useful videos, visit our resources online and explore how we can assist
with all your roofing needs. Discover the Triple Peaks Roofing & Construction difference today.